Income Protection Insurance Policy
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20 reasons why yours should be an LV= policy
1) You can insure yourself for 50% of your annual earnings including dividend income
2) Policies available to employed or self-employed people
3) You can choose your level of monthly payout up to a maximum of 50% of annual earnings
4) Choice of deferred period for payout of 1, 2, 3, 6, 12 or 24 months
5) Minimum policy termination age 50 years, maximum 65 years
6) Monthly premiums remain the same and do not increase with age
7) Ability to index link so that premiums and payouts fall in line with the retail price index (RPI)
8) Multiple claims can be made for the same illness or condition with a 6 month claim period
9) New illnesses can be claimed within 1 day of returning to work
10) A Mortgage Protection policy can be linked to Income Protection
11) Unemployment protection can be added as an option
12) Waiver of premiums once a claim has been made
13) Policies can be changed as lifestyles change
14) Big "T" underwriting - you provide minimal information and thepolicy is underwritten by telephone, saving valuable time in setting upthe policy
15) LV= have an existing IT Contractor client base
16) Benefits are income related as opposed to Government flat rated benefit payouts
17) Benefits are free of tax and national insurance contributions
18) No workshops or group attendances like the Government schemes
19) You are not forced into taking employment that they would not normally undertake
20) Second to none customer service; quick turn-around in claims handling and committed customer support
If the unthinkable were to happen and you were unable to work due toaccident, sickness or disability, either in the short or long term,wouldn't you rather the have peace of mind and financial securityenabling you and your family to enjoy the lifestyle that you chooseopposed to the one you would be subjected under Her Majesty's Government benefit scheme effective in October 2008?
It is important to keep up future payments, in order to ensurethat the cover under the plan continues. At no time during or at theend of the term does this policy provide a surrender or encashmentvalue.
For further information on Income Protection, UnemploymentProtection and Mortgage payment Protection insurance policies pleasecontact:
Steve Carruthers on (+44) (20) 73361111
Managing Director
Blevins Franks Financial Management Ltd