Many of us, when starting our careers
‘jumped’ from one Employer to another and the chances are that somewhere along
the way we had pension contributions paid into company or private schemes that
have long since been forgotten about.
If you have lost track of any possible
pension schemes, the Government Pensions Office have a database of over 200,000
personal and occupational pension schemes that can be used for tracing
purposes. This service is free of
charge.
Traces can be made by completing an on-line
form
their website,
or manually by writing to them at :
Pension
Tracing Service
The Pension Service
Tyneview Park
Whitley Road
Newcastle upon Tyne
NE98 1BA
Telephone on 0845 6002 537 (Lines open
0800-1800)
The information that you will need to find
for this service is:
Occupational
schemes
If the Employer traded under a different
name
Type of business the employer ran
Employers change of address if any
Personal
schemes
The name of the personal pension scheme
The address where the scheme was run from
The name of insurance company involved with
the scheme
If you do find any schemes with small
amounts of funds, it is in your interest to seek professional financial advice
to seek information on maximising their worth.